loan

The biggest challenges businesses are facing

15:28 | 20/10/2024 Headlines

Orders, cash flow, market information, loan approach... are still the difficulties when the Private Sector Development Research Board (abbreviated as IV Board) surveyed the business situation.

Digitizing the process, banks actively lend online

21:56 | 09/06/2024 Finance

VCN - Many banks promote online lending to save time and costs for both parties and creating conditions to promote credit growth.

Effectively implement the State's credit capital investments to attract borrowers

11:13 | 17/03/2024 Finance

VCN - According to regulations, Vietnam Development Bank (VDB) is a policy bank operating under the model of a one-member limited liability company with 100% charter capital held by the State and for non-profit purposes.

Year-end credit growth problems

15:18 | 11/12/2023 Finance

VCN - Due to the modest credit growth results in nearly 11 months of 2023, the State Bank (SBV) has decided to redistribute the credit "pie" with the expectation that it will help banks proactively boost lending.

Understanding the "appetite" for flexible loan conditions

15:31 | 29/09/2023 Import-Export

VCN - The continuous reduction in interest rates is considered a significant effort to support business recovery. However, small and medium-sized enterprises (SMEs) are still suggesting the need for flexible loan conditions to enhance their access to capi

Loan interest decreased due to lower deposit interest rates

09:42 | 21/03/2023 Finance

VCN - According to information from the State Bank (SBV), from March 6, four state-owned commercial banks (Vietcombank, BIDV, VietinBank, and Agribank) decreased by 0.2%/year, commercial joint stock banks decreased by 0.5%/year compared to the interest ra

Lending interest rates need a delay to reduce substantively and deeply

12:38 | 18/03/2023 Import-Export

VCN - According to a report by the Ministry of Planning and Investment, credit growth only increased by 0.77% by the end of February 2023, less than one-third of the credit growth rate in the same period last year.

Loan interest rates are gradually "cooling down"

17:38 | 01/03/2023 Finance

VCN - Along with the cooling trend of deposit rates, some banks have announced credit packages to support lending rates.

Preventing chain breakdown from P2P lending: There must be a legal corridor quickly

09:45 | 27/12/2022 Import-Export

VCN - In recent days, the case of two peer-to-peer lending enterprises (P2P) falling into illiquidity, leading to the risk of chain breakdown, shows that the legal corridor and tight control of the financial technology sector (Fintech) is very important.

Credit institutions and real estate businesses continue to repurchase bonds

10:40 | 24/11/2022 Finance

VCN - In the context that new corporate bond issuance activities have been almost frozen, the bond market has witnessed an increase in repurchase activities in October 2022, thereby significantly reducing the pressure from the bond outstanding that will h

Interest rate support policy is specific, facilitating businesses: Deputy Minister of Finance

09:23 | 08/07/2022 Finance

VCN - According to Decree 31, the interest rate support program is worth a maximum VND40,000 billion from the public budget.

Public Debt Strategy by 2030: towards public debt safety and national financial security

08:30 | 23/06/2022 Finance

VCN – The Public Debt Strategy Project by 2030 is one of the nine strategies in the finance sector’s strategic system which has been approved by the Prime Minister, and is an important basis to continue reforming public debt management in a sustainable an

Interest rate support: How to do it fast and right?

08:13 | 11/06/2022 Finance

VCN - It is estimated that hundreds of thousands of loans from enterprises, business households and cooperatives will benefit from the 2% interest rate support program from the State budget of VND 40,000 billion. But, enterprises and people are worried ab

Credit institutions must declare and pay taxes before collateral settlement

09:17 | 03/06/2022 Regulations

VCN - If the taxpayer has not declared and paid enough tax to the customs authority, the credit institution must declare and fully pay tax, before collateral settlement.

Worries about potential bad debt in the future

10:55 | 02/06/2022 Finance

VCN - By the end of the first quarter of 2022, the bad debt ratio at many banks has tended to increase, while many forecasts have raised concerns that this problem will increase when the potential bad debt and bad debt from the restructured debt will disc