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Individual customers' deposits in Jan-Jul see record high

Source: VNS

Source: VNS

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19:32 | 05/10/2024 Finance Follow english.haiquanonline.com.vn on
Total deposits from individual customers at banks had reached 6.8 quadrillion VND (276.3 billion USD) in the first seven months of this year, marking the highest level ever, according to the latest data released by the State Bank.
Total deposits from inpidual customers at banks reach 6.8 quadrillion VND (276.3 billion USD) in the first seven months of this year (Photo: VNA)

Total deposits from inpidual customers at banks reach 6.8 quadrillion VND (276.3 billion USD) in the first seven months of this year (Photo: VNA)

Specifically, citizens' household deposits increased by 305.6 trillion VND compared to the end of 2023, equivalent to a growth rate of 4.68%. Compared to the same period last year, the deposit amount rose by an additional 448.8 trillion VND.

Despite significant and prolonged declines in deposit interest rates, household deposits have shown steady growth over the past two years. Experts said that this trend reflects the cautious attitude of the public in response to economic uncertainties and investment channels such as stocks or real estate.

On the contrary, deposits from economic organisations in banks showed a slight decrease of 1.07% compared to that in late 2023 to 6.76 quadrillion VND.

According to insiders, this shift may be driven by businesses seeking higher returns through new investment channels, rather than keeping capital in banks with low interest rates./.

Source: VNS
en.vietnamplus.vn

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