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Credit institutions predict higher credit risks in H1

19:50 | 08/01/2022

Credit institutions warn of a continuous increase in credit risks in the first half of 2022, according to a survey on credit trends by the State Bank of Vietnam’s Forecast and Statistics Department.

Credit institutions predict higher credit risks in H1 hinh anh 1

Credit institutions warn of a continuous increase in credit risks in the first half of 2022. (Photo: VNA)

Credit institutions warn of a continuous increase in credit risks in the first half of 2022, according to a survey on credit trends by the State Bank of Vietnam’s Forecast and Statistics Department.

The survey was conducted from December 3-15, 2021 on all credit institutions and foreign bank branches in Vietnam, with the response rate being 94 percent.

According to them, the increase rate of credit risks in the first half of this year will be lower than that in the last six months of the previous year. The figure in the whole year 2022 is forecast to decrease slightly against 2021.

Commenting on the credit growth momentum in 2022, credit institutions said that wholesale and retail, export and import, loans for living needs, and construction continue to be the main drivers for credit growth in the last six months of 2021 and 2022.

Meanwhile, the field with the highest growth rate chosen by most of credit institutions switches from wholesale and retail in 2020 and 2021 to export and import in 2022./.

Source: VNA

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