credit

Banks join in promoting green credit

16:25 | 06/09/2023 Finance

Commercial banks in Vietnam have been actively offering loans for green projects and expanding green credit through mobilising capital from international credit institutions.

Mobilizing resources for policy credit

12:35 | 04/09/2023 Finance

VCN - Policy credit and commercial credit are two financial channels that help promote economic growth and ensure social security. In particular, policy credit is one of the "pillars" in the system of poverty reduction policies.

Is non-interest income an " salvation" for bank profits?

15:51 | 26/08/2023 Import-Export

VCN - The context of slowing growth, and thinning Net Interest Margin (NIM) has caused banks' main revenue to decrease in the first 6 months of 2023. Therefore, for many banks, non-interest income is a "salvation" for profits not fall too deeply.

Increasing access ability to capital through electronic lending method

10:14 | 15/08/2023 Finance

VCN - Circular No. 06/2023/TT-NHNN amending and supplementing a number of articles of Circular 39/2016/TT-NHNN dated December 30, 2016 of the State Bank of Vietnam on regulations on lending activities has added a separate section for lending activities by

Green credit provision strengthened in agriculture

15:44 | 14/08/2023 Import-Export

The Ministry of Agriculture and Rural Development (MARD) is planning to coordinate with the State Bank of Vietnam in completing policies on preferential credit to support agricultural projects following value chains, applying high technologies and specialising in clean agriculture and production forest planting.

Be concerned about hindering cooperation when limiting deposits at people's credit fund

14:43 | 04/08/2023 Regulations

VCN - SBV Deputy Governor Dao Minh Tu assessed that, in recent years, basically, the operation of people's credit unions is safe and healthy, and some places with limitations have also been detected and rectified soon. Many funds have had development in t

Supplement regulations on lending activities: Credit barriers or tighter risk control?

11:50 | 29/07/2023 Finance

VCN - At the end of June, the State Bank of Vietnam (SBV) issued Circular No. 06/2023/TT-NHNN (Circular 06), amending and supplementing some provisions of Circular 39/2016/TT-NHNN dated December 30, 2016, which regulates lending activities of credit insti

Credit institutions expect positive demand for banking services

14:33 | 12/07/2023 Finance

Credit institutions forecast the demand for banking services will be buoyant in the remaining months of this year, of which credit growth will reach about 4.4% in the third quarter of 2023 and 12.5% for the whole year, according to a survey of the State Bank of Vietnam (SBV).

Reducing the credit limit could affect the capital supply to the economy

20:38 | 18/06/2023 Finance

VCN - According to the Government's report, the regulation on credit limits aims to reduce the risk of credit concentration at credit institutions and, at the same time, open up credit access for customers instead of focusing on only large customer groups

Finding more financial solutions, solving capital difficulties

19:50 | 04/06/2023 Finance

VCN - Accessing bank capital has many obstacles, while many small and medium-sized enterprises are not "enough" to participate in the bond and stock market, etc., finding and diversifying financial sources is a problem".

Banks need to promote credit in the spirit of sharing difficulties with businesses

16:06 | 02/05/2023 Finance

VCN - Recently, the State Bank of Vietnam issued Circular No. 02/2023/TT-NHNN stipulating that credit institutions and foreign bank branches restructure the repayment term and keep the debt group unchanged to support customers in difficult situations.